Planning for Long-Term Care Part 1: The Personal Impact

Planning for Long-Term Care Part 1: The Personal Impact

Did you know that 70% of Americans over the age of 65 will need long-term care? That’s a pretty astounding figure, and highlights just how important it is for us all to consider the possibility of extended care later in life – both for ourselves, and increasingly, for aging parents. It’s a sad fact that […]

How to Protect Yourself and Your Money from Cyber Crime

How to Protect Yourself and Your Money from Cyber Crime

There is more than one way to lose money. Sure, it is easy to get caught up in the market volatility, especially following recent market losses and Russia’s unexpected and precarious invasion of Ukraine. But in an increasingly digital world, the breadth of opportunities for theft and fraud in cyberspace means that cyber crime is […]

The Unique Retirement Planning Issues Women Face

The Unique Retirement Planning Issues Women Face

I believe that there is a disconnect between the way financial planning and investment management services have historically been provided to women, and how many women prefer to receive those services. Although all women cannot all be lumped into the same basket with the same needs, there are quite a few headwinds that many of […]

Roth vs Traditional: How to Choose the Right Individual Retirement Account

Roth vs Traditional: How to Choose the Right Individual Retirement Account

When it comes to retirement investment choices, there are several options that may or may not be available to you – depending on income and employment status. For the most part though, US citizens have the option to invest in one of two different types of Individual Retirement Accounts: a Roth or a Traditional. The […]

Navigating Life Changes: How to Deal with the Death of a Loved One

Navigating Life Changes: How to Deal with the Death of a Loved One

Losing a loved one is one of the most difficult and life-changing events that we will ever go through. And as awful as it is to consider, it will happen to all of us at some point in our lives. Though no one likes to even think about death, yet alone talk about it, preparation […]

Important Things Every Woman Should Know About Your 401(k)

Important Things Every Woman Should Know About Your 401(k)

Many employers offer retirement savings plans for their employees as an incentive to work there. A job that offers a retirement savings plan is a massive benefit to help you prepare for retirement. Even if the choices and regulations seem overwhelming, it is important to start somewhere. The most common type of employer-sponsored retirement plan […]

How to Mitigate Taxes Under Biden’s Proposed Tax Law Changes

How to Mitigate Taxes Under Biden’s Proposed Tax Law Changes

Despite being in one of the lowest tax environments in history, I think it is safe to say that most Americans want to reduce their tax liability where they can and pay only what they owe. President Biden proposed sweeping tax law changes to tax rates and codes in April 2021 through the American Families […]

How to Use a Donor-Advised Fund to Minimize Taxes and Maximize Charitable Gifts

How to Use a Donor-Advised Fund to Minimize Taxes and Maximize Charitable Gifts

Being fortunate enough to use your financial resources to give charitably is a gift in itself. And if you are lucky enough to have reached this point in your financial journey, you have several options when considering how charitable giving fits into your financial plan. A donor-advised fund (“DAF”) can be part of a comprehensive […]

Want to Know When You Can Retire? Consider These Important Points

Want to Know When You Can Retire? Be Sure to Consider These Important Points

The decisions of when to retire, how to fund your retirement and what your retirement will look like are some of the most important questions you will answer in your lifetime. And the answers are both financial and non-financial. “When can I retire?” is one of the most common questions I hear from clients. It’s […]

The Importance of Talking About Money Shame for Financial Wellbeing

The Importance of Talking About Money Shame for Financial Wellbeing

For many of us, money can be a source of stress, anxiety, and even shame. In fact, I’d dare to say that we’ve all felt this way about our finances to some degree at one stage or another. So if you currently find yourself feeling ashamed of your financial situation or choices, the important thing […]